IR Information

Strengths and Challenges

This website contains certain forward-looking statements. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may materially differ from those contained in the forward-looking statements as a result of various factors.
The following items are among the factors that could cause actual results to differ materially from the forward-looking statements in this document: business conditions in the banking industry, the regulatory environment, new legislation, competition with other financial services companies, changing technology and evolving banking industry standards and similar matters.

Welcome to "Strengths and Challenges" which explains the strengths of Sumitomo Mitsui Financial Group and its challenges for further increasing corporate value.



Strengths (Case 1) High profitability (Case 2) High efficiency Challenges Our strengths and value added (the origins of our corporate value) High profitability & efficiency Limited downside risks (Case 1) Total credit cost (Case 2) Deferred tax assets (Case 3) Stock holdings and securitized products Improvement of risk-return profile of loan portfolio Initiatives in targeted growth business areas (Case 1) Financial consulting for individuals (Case 2) Payment & settlement services, Consumer finance (Credit card / consumer finance business) (Case 3) Solution providing for corporations / Investment banking, trust business Focused business areas in global markets(Overseas business) Acquisition of Nikko Cordial Securities Inc. and other businesses Initiative to “realize solid financial base as a global player”

(Note)
Information in "Strengths & Challenges" are published at the announcement of financial results of FY3/2009 on May 15, 2009 and at the financial results presentation on May 26, 2009, unless otherwise noted.


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