IR Information
Strengths and Challenges
Reinforcing business portfolio to achieve sustainable growth
We are working to fulfill our function as a financial intermediary optimally and actively in order to facilitate financing to customers, which is one of our management priorities. Specifically, in later 2008 when loan demand from large corporations in domestic market surged due to the malfunction of capital market, we proactively responded to their needs while enhancing our capital base through issuing preferred securities. In terms of SMEs and individual customers, we provide optimal products and services for their needs or management issues while further intensifying our customer responsiveness by establishing a framework of handling their requests for financing needs.
We will continue to respond to financing needs as above, while striving to control and reduce credit costs. We, thereby, aim to rebalance our asset portfolio towards assets with higher growth potential and profitability, and fortify bottom-line profit by improving risk-return profile.
<Reference> Loan balance (SMBC)
