SMFG Annual Report 2006 (FY2005)

1. Foreword (PDF:58KB)
2. President's Message (PDF:196KB)
3. Group Companies (PDF:385KB)
4. SMFG's Strengths and Challenges (PDF:907KB)
5. OrganizationalReforms at SMFG and SMBC (PDF:28KB)
6. Business Overview
   • Consumer Banking (PDF:1,384KB)
   • Corporate Banking (PDF:391KB)
   • Investment Banking (PDF:86KB)
   • International Banking (PDF:74KB)
   • Treasury Markets (PDF:63KB)
7. Financial Highlights
   • SMFG (PDF:36KB)
   • SMBC (PDF:70KB)
8. Financial Review
   • SMFG (PDF:52KB)
   • SMBC (PDF:66KB)
9. Asset Quality (PDF:76KB)
10. Risk Management (PDF:188KB)
11. Corporate Social Responsibility (PDF:40KB)
12. Corporate Governance (PDF:24KB)
13. Internal Audit System (PDF:34KB)
14. Compliance (PDF:58KB)
15. Environmental Preservation Initiatives (PDF:171KB)
16. Social Contribution Activities (PDF:334KB)
17. Human Resources (PDF:43KB)

Financial Section

• SMFG
  • Consolidated Balance Sheet (PDF:32KB)
  • Consolidated Statements of Operations (PDF:31KB)
  • Consolidated Statements of Stockholders' Equity (PDF:31KB)
  • Consolidated Statements of Cash Flows (PDF:35KB)
  • Notes to Consolidated Financial Statements (PDF:174KB)
  • Independent Auditors' Report (PDF:33KB)
• SMBC
  • Supplemental Information (PDF:44KB)
• SMFG
  • Income Analysis (Consolidated) (PDF:41KB)
  • Assets / Liabilities (Consolidated) (PDF:42KB)
  • Capital Ratio (PDF:22KB)
  • Capital (Nonconsolidated) (PDF:40KB)
• SMBC
  • Income Analysis (Consolidated) (PDF:41KB)
  • Assets / Liabilities (Consolidated) (PDF:40KB)
  • Income Analysis (Nonconsolidated) (PDF:51KB)
  • Deposits (Nonconsolidated) (PDF:34KB)
  • Loans (Nonconsolidated) (PDF:47KB)
  • Securities (Nonconsolidated) (PDF:34KB)
  • Capital Ratio (PDF:26KB)
  • Ratios (Nonconsolidated) (PDF:33KB)
  • Capital (Nonconsolidated) (PDF:34KB)
  • Others (Nonconsolidated) (PDF:33KB)
  • Trust Assets and Liabilities (Nonconsolidated) (PDF:37KB)

Corporate Data

• SMFG
  • Board of Directors, Corporate Auditors, and Executive Officers/ Organization (PDF:32KB)
• SMBC
  • Board of Directors, Corporate Auditors, and Executive Officers (PDF:21KB)
  • Organization (PDF:31KB)
• Principal Subsidiaries and Affiliates (PDF:40KB)
• International Directory (PDF:38KB)

SMFG Website (PDF:149KB)