SMFG Annual Report 2008 (FY2007)

1. Foreword (PDF:115KB)
2. Message from the Management (PDF:369KB)
3. Outline of “LEAD THE VALUE” Plan–SMFG's Medium-Term Management Plan. (PDF:110KB)
4. Business Overview
   • Consumer Banking (PDF:128KB)
   • Corporate Banking (PDF:89KB)
   • Services for High-Net-Worth Individuals, Business Owners and Employees (PDF:70KB)
   • Investment Banking (PDF:70KB)
   • International Banking / Treasury Markets (PDF:53KB)
5. Group Companies (PDF:200KB)
6. Financial Highlights
   • SMFG (PDF:43KB)
   • SMBC (PDF:43KB)
7. Financial Review
   • SMFG (PDF:59KB)
   • SMBC (PDF:66KB)
   • The Group’s Exposure of Securitized Products (PDF:59KB)
8. Risk Management (PDF:3,223KB)
9. Corporate Social Responsibility (CSR) (PDF:33KB)
10. Initiatives for Enhancing Customer Satisfaction (CS)and Quality (PDF:33KB)
11. Corporate Governance (PDF:30KB)
12. Internal Audit System (PDF:30KB)
13. Compliance (PDF:53KB)
14. Environmental Preservation Initiatives (PDF:554KB)
15. Social Contribution Activities (PDF:225KB)
16. Human Resources (PDF:79KB)

Financial Section

• SMFG
  • Consolidated Balance Sheets (PDF:55KB)
  • Consolidated Statements of Income (PDF:52KB)
  • Consolidated Statements of Changes in Net Assets (PDF:61KB)
  • Consolidated Statements of Cash Flows (PDF:57KB)
  • Notes to Consolidated Financial Statements (PDF:292KB)
  • Independent Auditors' Report (PDF:51KB)
• SMBC
  • Supplemental Information (PDF:68KB)
• SMFG
  • Income Analysis (Consolidated) (PDF:64KB)
  • Assets and Liabilities (Consolidated) (PDF:61KB)
  • Capital (Nonconsolidated) (PDF:64KB)
  • Capital Ratio Information (Consolidated) (PDF:494KB)
• SMBC
  • Income Analysis (Consolidated) (PDF:64KB)
  • Assets and Liabilities (Consolidated) (PDF:58KB)
  • Income Analysis (Nonconsolidated) (PDF:72KB)
  • Deposits (Nonconsolidated) (PDF:56KB)
  • Loans (Nonconsolidated) (PDF:134KB)
  • Securities (Nonconsolidated) (PDF:55KB)
  • Ratios (Nonconsolidated) (PDF:55KB)
  • Capital (Nonconsolidated) (PDF:53KB)
  • Others (Nonconsolidated) (PDF:55KB)
  • Trust Assets and Liabilities (Nonconsolidated) (PDF:60KB)
  • Capital Ratio Information (PDF:61KB)

Corporate Data

• SMFG
  • Board of Directors, Corporate Auditors,and Executive Officers / SMFG Organization (PDF:85KB)
• SMBC
  • Board of Directors, Corporate Auditors,and Executive Officers (PDF:49KB)
  • SMBC Organization (PDF:107KB)
• Principal Subsidiaries and Affiliates
  • Principal Domestic Subsidiaries (PDF:126KB)
  • Principal Overseas Subsidiaries / Principal Affiliates (PDF:139KB)
• International Directory (PDF:310KB)