SMFG Annual Report 2009 (FY2008)

1. Foreword (PDF:71KB)
2. Message from the Management (PDF:145KB)
3. Supplementary Information I
   Initiatives in Growth Business Areas (PDF:429KB)
4. Supplementary Information II
   Overview of Fiscal 2008 Business Performance/ Management Policy and Strategic Initiatives in Fiscal 2009 (PDF:109KB)
5. Business Overview
   • Consumer Banking (PDF:188KB)
   • Corporate Banking (PDF:86KB)
   • Services for High-Net-Worth Individuals, Business Owners and Employees (PDF:79KB)
   • Investment Banking (PDF:47KB)
   • International Banking / Treasury Markets (PDF:131KB)
6. Group Companies (PDF:164KB)
7. Financial Highlights
   • SMFG (PDF:58KB)
   • SMBC (PDF:53KB)
8. Financial Review
   • SMFG (PDF:75KB)
   • SMBC (PDF:70KB)
   • Exposure of Securitized Products (Sumitomo Mitsui Financial Group (Consolidated)) (PDF:78KB)
9. Risk Management (PDF:276KB)
10. Corporate Social Responsibility (CSR) (PDF:64KB)
11. Initiatives for Enhancing Customer Satisfaction (CS)and Quality (PDF:44KB)
12. Corporate Governance (PDF:36KB)
13. Internal Audit System (PDF:59KB)
14. Compliance (PDF:75KB)
15. Environmental Preservation Initiatives (PDF:161KB)
16. Social Contribution Activities (PDF:192KB)
17. Human Resources (PDF:132KB)

Financial Section and Corporate Data

• SMFG
  • Consolidated Balance Sheets (PDF:51KB)
  • Consolidated Statements of Operations (PDF:42KB)
  • Consolidated Statements of Changes in Net Assets (PDF:53KB)
  • Consolidated Statements of Cash Flows (PDF:52KB)
  • Notes to Consolidated Financial Statements (PDF:234KB)
  • Independent Auditors' Report (PDF:41KB)
• SMBC
  • Supplemental Information (PDF:63KB)
• SMFG
  • Income Analysis (Consolidated) (PDF:58KB)
  • Assets and Liabilities (Consolidated) (PDF:56KB)
  • Capital (Nonconsolidated) (PDF:55KB)
• SMBC
  • Income Analysis (Consolidated) (PDF:57KB)
  • Assets and Liabilities (Consolidated) (PDF:53KB)
  • Income Analysis (Nonconsolidated) (PDF:66KB)
  • Deposits (Nonconsolidated) (PDF:51KB)
  • Loans (Nonconsolidated) (PDF:82KB)
  • Securities (Nonconsolidated) (PDF:50KB)
  • Ratios (Nonconsolidated) (PDF:51KB)
  • Capital (Nonconsolidated) (PDF:40KB)
  • Others (Nonconsolidated) (PDF:49KB)
  • Trust Assets and Liabilities (Nonconsolidated) (PDF:41KB)
• SMFG
  • Capital Ratio Information (PDF:355KB)
• SMBC
  • Capital Ratio Information (PDF:56KB)

Corporate Data

• SMFG
  • Board of Directors, Corporate Auditors,and Executive Officers / SMFG Organization (PDF:73KB)
• SMBC
  • Board of Directors, Corporate Auditors,and Executive Officers (PDF:36KB)
  • SMBC Organization (PDF:106KB)
• Principal Subsidiaries and Affiliates
  • Principal Domestic Subsidiaries (PDF:45KB)
  • Principal Overseas Subsidiaries / Principal Affiliates (PDF:49KB)
• International Directory (PDF:260KB)