SMBC Group Highlights

Financial Highlights

Profit attributable to Owners of Parent

Consolidated net business profit remained at the same level as FY2019 since the COVID-19 pandemic had both positive and negative effects. However, profit attributable to owners of parent decreased year on year due an increase in total credit cost.

Return on Equity (ROE)^*

ROE was at a lower level as profit attributable to owners of parent decreased due to the increase in total credit cost as a result of the COVID-19 pandemic.

* Calculated using stockholders' equity as the denominator

Overhead Ratio (OHR)

While allocating resources to overseas operations, OHR showed a year-on-year improvement as business expenses decreased due to the COVID-19 pandemic and group-wide cost reduction efforts.

Common Equity Tier 1 Capital Ratio (CET1 Ratio)^*

While risk-weighted assets increased from providing financial support to customers, we maintained our CET1 ratio higher than the required level due to the growth in net unrealized gains on other securities as stock prices increased.

* Basel III fully-loaded basis

Dividend per Share of Common Stock

To enhance shareholder returns as we presented in the Medium-Term Management Plan, we increased the FY2021 dividend forecast by ¥10 to ¥200 per share.

Credit ratings (As of June 30, 2021)

ESG Highlights

Sustainability Key Performance Indicators

Accreditation

Garnered solid reputation for our investor engagement and other IR activities
The Securities Analysts Association of Japan

Acquired Top Gold Rating in PRIDE index evaluation for LGBT-related initiatives
work with Pride

Selected five times as company exercising superior health and productivity management
METI

Recognized as company that stands on the forefront of sustainable growth by heightening productivity through workstyle reforms
Nikkei

Support for Initiatives in Japan and Overseas

As a global corporate citizen of the global society, SMBC Group is fully aware of the social impact of financial institutions, and it supports the following initiatives in Japan and overseas (the action guidelines for the corporate activities and principles).