Main features and terms &
conditions of capital instruments

(as of December 31, 2024)

Terms & conditions of publicly issued (non private placement) capital instruments

Issuer ISIN Type(Issue #) Issue date Par Value(mn) Terms & Conditions
SMFG JP389035CFK5 Perpetual Subordinated Bonds (#3) 2015/7/30 ¥85,000 *
SMFG JP389035AH13 Perpetual Subordinated Bonds (#4) 2017/1/25 ¥150,000 *
SMFG JP389035AHC2 Perpetual Subordinated Bonds (#5) 2017/12/19 ¥150,000 *
SMFG JP389035AK67 Perpetual Subordinated Bonds (#6) 2019/6/21 ¥85,000 *
SMFG JP389035AL90 Perpetual Subordinated Bonds (#7) 2020/9/9 ¥100,000 *
SMFG JP389035AN15 Perpetual Subordinated Bonds (#8) 2022/1/27 ¥80,000 *
SMFG JP389035ANC0 Perpetual Subordinated Bonds (#9) 2022/12/12 ¥66,000 *
SMFG JP389035BNC8 Perpetual Subordinated Bonds (#10) 2022/12/12 ¥41,000 *
SMFG JP389035AP47 Perpetual Subordinated Bonds (#11) 2023/4/25 ¥89,000 *
SMFG JP389035BP46 Perpetual Subordinated Bonds (#12) 2023/4/25 ¥51,000 *
SMFG JP389035AP96 Perpetual Subordinated Bonds (#13) 2023/9/15 ¥114,500 *
SMFG JP389035BP95 Perpetual Subordinated Bonds (#14) 2023/9/15 ¥96,500 *
SMFG JP389035AQ12 Perpetual Subordinated Bonds (#15) 2024/1/26 ¥125,000 *
SMFG JP389035BQ11 Perpetual Subordinated Bonds (#16) 2024/1/26 ¥63,000 *
SMFG JP389035AQ61 Perpetual Subordinated Bonds (#17) 2024/6/7 ¥80,000 *
SMFG JP389035BQ60 Perpetual Subordinated Bonds (#18) 2024/6/7 ¥38,300 *
SMFG JP389035CQ69 Perpetual Subordinated Bonds (#19) 2024/6/7 ¥44,300 *
SMFG JP389035DQ68 Perpetual Subordinated Bonds (#20) 2024/6/7 ¥13,000 *
SMFG JP389035EQ67 Perpetual Subordinated Bonds (#21) 2024/6/7 ¥14,400 *
SMFG US86562MDK36 Perpetual Subordinated Bonds 2024/3/5 $1,000
SMFG JP389035AF56 Subordinated Bonds (#3) 2015/5/29 ¥42,000 *
SMFG JP389035BF55 Subordinated Bonds (#4) 2015/5/29 ¥33,000 *
SMFG JP389035BF97 Subordinated Bonds (#7) 2015/9/28 ¥81,000 *
SMFG JP389035DG60 Subordinated Bonds (#9) 2016/6/13 ¥65,000 *
SMFG JP389035AG63 Subordinated Bonds (#10) 2016/6/3 ¥10,000 *
SMFG JP389035BG96 Subordinated Bonds (#13) 2016/9/12 ¥41,000 *
SMFG JP389035AJ37 Subordinated Bonds (#14) 2018/3/16 ¥100,000 *
SMFG JP389035AP39 Subordinated Bonds (#15) 2023/3/16 ¥64,000 *
SMFG JP389035BP38 Subordinated Bonds (#16) 2023/3/16 ¥36,000 *
SMFG JP389035APA9 Subordinated Bonds (#17) 2023/10/30 ¥85,000 *
SMFG JP389035BPA7 Subordinated Bonds (#18) 2023/10/30 ¥45,000 *
SMFG JP389035AQ79 Subordinated Bonds (#19) 2024/7/30 ¥58,000 *
SMFG JP389035BQ78 Subordinated Bonds (#20) 2024/7/30 ¥42,000 *
SMFG US86562MBS89 Subordinated Bonds 2019/9/17 $500
SMFG US86562MBZ23 Subordinated Bonds 2020/9/23 $850
SMFG US86562MCK45 Subordinated Bonds 2021/9/17 $850
SMFG US86562MCY49 Subordinated Bonds 2023/7/13 $1,000
SMFG US86562MDQ06 Subordinated Bonds 2024/7/9 $1,000 *

* Japanese only

Terms & conditions of other capital instruments

SMFG SMBC
Domestic private placement bonds, subordinated loans, etc.
*		 Domestic private placement bonds, subordinated loans, etc.
*

* Japanese only