SMBC GROUP
ANNUAL REPORT 2024

Message from group CEO Make a breakthrough. Toru Nakashima Director President and Group CEO
Message from group CFO CFO MESSAGE Fumihiko Ito Group CFO & CSO Director Senior Managing Executive Officer
Round-Table Discussion with Outside Directors Meet Shareholders’ Expectations and Enhance SMBC Group’s Corporate Value Through Sustainable Growth

Special Content

1 Multi-Franchise Strategy
2 Evolving Olive
3 Well-Timed Capital Funding

Create Social Value /
Pursue Economic Value

Retail Business Unit Takashi Yamashita Senior Managing Executive Officer Head of Retail Business Unit
Wholesale Business Unit Muneo Kanamaru Deputy President and Executive Officer Head of Wholesale Business Unit
Global Business Unit Yoshihiro Hyakutome Senior Managing Executive Officer Global Business Unit Co-Head of Global Business Units Keiichiro Nakamura Senior Managing Executive Officer Global Business Unit Co-Head of Global Business Units
Global Markets Business Unit Masamichi Koike Deputy President and Executive Officer Head of Global Markets Business Unit
Message from CHRO Empowering individuals to be resilient and strong. Becoming a power for society. Takashi Kobayashi Senior Managing Executive Officer Group CHRO
Message from Group CSuO The Vision We Seek through Creation of Social Value Masayuki Takanashi Executive Officer Group CSuO
Message from Group CDIO Creating Social Value through Digital Akio Isowa Senior Managing Executive Officer Group CDIO
SMBC GROUP ANNUAL REPORT 2024

SMBC GROUP
ANNUAL REPORT
2024 PDF Version