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Sustainability

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Dialogue with Stakeholders

External Assessment Committee 4: SMBC Environmental Assessment Loan/Private Placement Bond aimed at developing solutions for customers through core financial businesses In 2008, SMBC launched the SMBC Environmental Assessment Loan/Private Placement Bond in an initiative to tackle environmental issues through its core financial businesses. Additionally, through its annual External Assessment Committees, it reviews and improves the program and takes steps to build up the product lineup, with due account given to the opinions of experts and customers who have used the products. SMBC Sustainability Assessment Loan/Private Placement Bond, launched in April 2013, was likewise the fruit of an idea proposed at an External Assessment Committee session. To make the new products even more attractive to customers, on July 26, 2013, SMBC organized a fourth External Assessment Committee, with experts contributing opinions.

Introductory remarks Measures undertaken to date New initiatives from fiscal 2013 Trends in disclosure of non-financial information ESG evaluation spreads into investment and financing What needs to make environmental assessment loan products more attractive? What needs to be done to effectively support SMEs? Participants

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