Group Companies


SMBC Group is a global financial group that develops operations in a wide range of fields including banking, leasing, securities, credit cards, and consumer finance.
In April 2017, we introduced group-wide business units and the CxO system to strengthen our group-based management system centered on the holding company.
SMBC Group is comprised of four business units: the Retail Business Unit, the Wholesale Business Unit, the International Business Unit, and the Global Markets Business Unit. With this structure, we have developed a framework for drafting and implementing strategies based on customer segments that spread beyond the boundaries of major subsidiaries and affiliates.
For head office functions, we have clarified the individuals responsible for specific areas of group-wide management and planning under the CxO system. In addition, we are stepping up group-wide personnel exchanges and taking other steps to share management resources and optimize group-wide resource allocations