Sumitomo Mitsui Financial Group FY2004 (Financial Information)

1.Income Analysis (PDF:17KB)
2.Banking Profit per Employee / Overhead Ratio (PDF:9KB)
3.Interest Spread(Domestic) (PDF:9KB)
4.Gains (Losses) on Securities (PDF:9KB)
5.Unrealized Gains (Losses) on Securities (PDF:14KB)
6.Overview of Derivative Transactions (on Deferred Hedge Accounting Basis) (PDF:6KB)
7.Employee Retirement Benefits (PDF:11KB)
8.Capital Ratio (PDF:7KB)
9.ROE (PDF:7KB)
10.Classification under Self-Assessment,Disclosure of Problem Assets,and Write-Offs /Reserves (PDF:19KB)
11.Risk-Monitored Loans (PDF:9KB)
12.Reserve for Possible Loan Losses (PDF:6KB)
13.Reserve Ratio to Risk-Monitored Loans (PDF:6KB)
14.Problem Assets Based on the Financial Reconstruction Law and the Coverage (PDF:11KB)
- (Reference) Progress in Off-Balancing of Problem Assets (PDF:31KB)
15.Loan Portfolio,Classified by Industry (PDF:18KB)
16.Loan Portforio,Classified by Country (PDF:17KB)
17.Deposits and Loans (PDF:11KB)
18.Other Financial Data (PDF:7KB)
19.Number of Directors and Employees (PDF:7KB)
20.Number of Offices (PDF:7KB)
21.Deferred Tax Assets (PDF:19KB)
22.Earnings Forecast for FY2005 (PDF:14KB)
- (Reference 1) FY2004:Management Policy and Achievement (PDF:26KB)
- (Reference 2) Management Policy in FY2005 (PDF:60KB)
- (Reference 3) Financial Statements of SMBC (PDF:47KB)