2022 Annual Report (FY2021)

●Our Group Mission, Vision, and Five Values (282KB)
●Editorial Policy / Contents (364KB)
Value creation at SMBC Group	●History of SMBC Group (249KB) ●SMBC Group’s Value Creation Process (220KB) ●Message from Group CEO (321KB) ●Core Policy of the Medium-Term Management Plan(FY2020–FY2022) (146KB) ●Financial Highlights (163KB) ●ESG Highlights (225KB) ●Message from Group CFO (226KB) ●Special Contents: Our Inorganic Strategy to Realize Sustainable Growth (718KB) ●Round-Table Discussion with Outside Directors (350KB) ●Communication with Stakeholders (190KB)
Business Strategies for Creating Value	●Group Structure (237KB) ●Retail Business Unit (214KB) ●Wholesale Business Unit (253KB) ●Global Business Unit (234KB) ●Global Markets Business Unit (232KB) ●Opening up the Future of Finance through Digital (1,170KB) ●Creating Value through Sustainability Initiatives (423KB) ●Human Resource Strategies Supporting Value Creation (299KB)
Corporate Infrastructure Supporting Value Creation	●Corporate Governance (404KB) ●Risk Management (311KB) ●Compliance (215KB) ●Customer-Oriented Initiatives (313KB) ●Internal Audit (189KB) ●IT Governance (419KB) ●Financial Review (171KB) ●ESG Information (192KB)

Appendix Ⅰ

●Contents (32KB)
●Group Companies (999KB)
●Risk Management (237KB)
●Internal Reporting Systems and Hotline for Inappropriate Accounting and Auditing Activities (39KB)
●Basic Policy for Customer-Oriented Business Conduct (54KB)
●Support for Mid-Sized Corporations and SMEs, Vitalization of Local Regions in Japan (172KB)
●Employees (72KB)
●Main Work-Life Balance Support System (41KB)
Corporate Data
	Sumitomo Mitsui Financial Group	●Directors and Executive Officers (68KB) ●Sumitomo Mitsui Financial Group Organization (49KB)
	Sumitomo Mitsui Banking Corporation	●Board of Directors, Directors, Members of the Audit and Supervisory Committee and Executive Officers (65KB) ●SMBC Organization (73KB)
	●Principal Subsidiaries and Affiliates / Principal Domestic Subsidiaries (68KB) ●Principal Overseas Subsidiaries (48KB) ●Principal Affiliates (47KB) ●International Directory (266KB)

Appendix II

●Contents (80KB)
Financial Data(※)
	Sumitomo Mitsui Financial Group	●Financial Highlights (90KB)
Basel Ⅲ Information
	Sumitomo Mitsui Financial Group	●Capital Ratio and Leverage Ratio Information (Consolidated) (1,087KB) ●Countercyclical buffer requirement by country or region (116KB) ●Indicators for assessing Global Systemically Important Banks (G-SIBs) (141KB) ●TLAC information (164KB) ●Liquidity Coverage Ratio Information (Consolidated) (131KB) ●Net Stable Funding Ratio Information(Consolidated) (132KB)
Financial Data(※)
	Sumitomo Mitsui Banking Corporation	●Financial Highlights (92KB)
Basel Ⅲ Information
	Sumitomo Mitsui Banking Corporation	●Capital Ratio and Leverage Ratio Information (Consolidated) (225KB) ●Liquidity Coverage Ratio Information (Consolidated) (132KB) ●Net Stable Funding Ratio Information(Consolidated) (132KB) ●Capital Ratio and Leverage Ratio Information(Non-consolidated) (212KB) ●Liquidity Coverage Ratio Information (Nonconsolidated) (131KB) ●Net Stable Funding Ratio Information (Nonconsolidated) (132KB)
	Sumitomo Mitsui Financial Group	●Glossary (98KB)
Compensation
	Sumitomo Mitsui Financial Group	●Compensation (Consolidated) (157KB)
	Sumitomo Mitsui Banking Corporation	●Compensation (177KB)

(※) Financial Data excerpt from Securities Report

Sumitomo Mitsui Financial Group

Consolidated Financial Statements (2,760KB)

Income Analysis (Consolidated) (401KB)

Assets and Liabilities (Consolidated) (243KB)

Capital (Non-consolidated) (175KB)

Sumitomo Mitsui Banking Corporation

Consolidated Financial Statements (2,140KB)