SMBC GROUP 
ANNUAL REPORT 2022
      
            SMBC GROUP 
ANNUAL REPORT 
2022 PDF Version
          - Value creation at SMBC Group
 - History of SMBC Group (255KB)
 - SMBC Group’s Value Creation Process (212KB)
 - Message from Group CEO (260KB)
 - Core Policy of the Medium-Term Management Plan (FY2020–FY2022) (146KB)
 - Financial Highlights (177KB)
 - ESG Highlights (233KB)
 - Message from Group CFO (207KB)
 - Special Contents: Our Inorganic Strategy to Realize Sustainable Growth (696KB)
 - Round-Table Discussion with Outside Directors (326KB)
 - Communication with Stakeholders (196KB)
 
- Business Strategies for Creating Value
 - Group Structure (243KB)
 - Retail Business Unit (213KB)
 - Wholesale Business Unit (245KB)
 - Global Business Unit (224KB)
 - Global Markets Business Unit (227KB)
 - Opening up the Future of Finance through Digital (1,105KB)
 - Creating Value through Sustainability Initiatives (372KB)
 - Human Resource Strategies Supporting Value Creation (291KB)
 
- Corporate Infrastructure Supporting Value Creation
 - Corporate Governance (624KB)
 - Risk Management (306KB)
 - Compliance (211KB)
 - Customer-Oriented Initiatives (312KB)
 - Internal Audit (191KB)
 - IT Governance (431KB)
 - Financial Review (146KB)
 - ESG Information (196KB)