Sumitomo Mitsui Financial Group Annual Report 2005 (FY2004)

1. Foreword (PDF:42KB)
2. President's Message (PDF:69KB)
3. Group Companies (PDF:207KB)
4. Sumitomo Mitsui Financial Group's Strengths and Challenges (PDF:343KB)
5. OrganizationalReforms at Sumitomo Mitsui Financial Group and SMBC (PDF:25KB)
6. Business Overview
   • ●Consumer Banking (PDF:136KB)
   • ●Middle Market Banking (PDF:105KB)
   • ●Corporate Banking (PDF:65KB)
   • ●Investment Banking (PDF:55KB)
   • ●International Banking (PDF:50KB)
   • ●Treasury Markets (PDF:64KB)
7. Financial Highlights
   • ●Sumitomo Mitsui Financial Group (PDF:27KB)
   • ●SMBC (PDF:42KB)
8. Financial Review
   • ●Sumitomo Mitsui Financial Group (PDF:45KB)
   • ●SMBC (PDF:64KB)
9. Asset Quality (PDF:70KB)
10. Risk Management (PDF:192KB)
11. Corporate Social Responsibility (PDF:68KB)
12. Corporate Governance (PDF:20KB)
13. Internal Audit System (PDF:30KB)
14. Compliance (PDF:51KB)
15. Environmental Preservation Initiatives (PDF:278KB)
16. Social Contribution Activities (PDF:196KB)
17. Human Resources (PDF:41KB)

Financial Section

• ●Sumitomo Mitsui Financial Group
  • ●Consolidated Balance Sheet (PDF:31KB)
  • ●Consolidated Statement of Operations (PDF:31KB)
  • ●Consolidated Statement of Stockholders' Equity (PDF:30KB)
  • ●Consolidated Statement of Cash Flows (PDF:34KB)
  • ●Notes to Consolidated Financial Statements (PDF:188KB)
  • ●Independent Auditors' Report (PDF:32KB)
  • ●Summary of Significant Differences between Japanese GAAP andU.S. GAAP (PDF:57KB)
• ●SMBC
  • ●Supplemental Information (PDF:46KB)
• ●Sumitomo Mitsui Financial Group
  • ●Income Analysis (Consolidated) (PDF:42KB)
  • ●Assets / Liabilities (Consolidated) (PDF:42KB)
  • ●Capital Ratio (PDF:23KB)
  • ●Capital (Nonconsolidated) (PDF:42KB)
• ●SMBC
  • ●Income Analysis (Consolidated) (PDF:42KB)
  • ●Assets / Liabilities (Consolidated) (PDF:41KB)
  • ●Income Analysis (Nonconsolidated) (PDF:53KB)
  • ●Deposits (Nonconsolidated) (PDF:34KB)
  • ●Loans (Nonconsolidated) (PDF:49KB)
  • ●Securities (Nonconsolidated) (PDF:34KB)
  • ●Capital Ratio (PDF:26KB)
  • ●Ratios (Nonconsolidated) (PDF:33KB)
  • ●Capital (Nonconsolidated) (PDF:32KB)
  • ●Others (Nonconsolidated) (PDF:33KB)
  • ●Trust Assets and Liabilities (Nonconsolidated) (PDF:38KB)