2017 Annual Report (FY2016)

●Editorial Policy (82KB)
●Contents (75KB)
SMFG Overview	●SMFG Group Outline (120KB) ●Financial and Non-Financial Highlights (398KB) ●SMFG’s Value Creation Process (158KB) ●Message from the Group CEO (521KB) ●Message from the Group CFO (94KB)
Business Strategy (125KB)	●Business Unit Outline (85KB) ●Retail Business Unit (119KB) ●Wholesale Business Unit (215KB) ●International Business Unit (126KB) ●Global Markets Business Unit (314KB) ●Special Feature: Digitalization (129KB) ●Support for Mid-Sized Corporations and SMEs,Vitalization of Local Regions in Japan (55KB) ●Corporate Infrastructure (176KB) ●Corporate Governance (33KB) ●Outside Director Interview (86KB) ●SMFG Directors (169KB) ●Risk Management (57KB) ●Compliance (48KB) ●Internal Audit System (42KB) ●Customer Satisfaction (CS) and Quality Improvement (62KB) ●Human Resources (499KB) ●Corporate Social Responsibility (CSR) (148KB) ●Financial Review (44KB) ●Sponsorship / Websites (225KB)

Appendix Ⅰ

●Contents (44KB)
●Group Companies (225KB)
●Risk Management (180KB)
●Sumitomo Mitsui Financial Group's Basic Policy for Customer-Orientated Business Conduct (73KB)
●Employees (145KB)
●Main Work-Life Balance Support System (52KB)
Corporate Data
	SMFG	●Board of Directors, Corporate Auditors and Executive Officers (78KB) ●SMFG Organization (55KB)
	SMBC	●Board of Directors, Corporate Auditors and Executive Officers (68KB) ●SMBC Organization (63KB)
	Principal Subsidiaries and Affiliates	●Principal Domestic Subsidiaries (79KB) ●Principal Overseas Subsidiaries / Principal Affiliates (111KB)
	International Directory	●International Directory (246KB)

Appendix Ⅱ

●Contents (98KB)
Financial Data
	SMFG	●Financial Highlights (107KB) ●Consolidated Balance Sheets (118KB) ●Consolidated Statements of Income (118KB) ●Consolidated Statements of Comprehensive Income (99KB) ●Consolidated Statements of Changes in Net Assets (131KB) ●Consolidated Statements of Cash Flows (120KB) ●Notes to Consolidated Financial Statements (704KB) ●Independent Auditor's Report (137KB)
	SMBC	●Supplemental Information (162KB)
	SMFG	●Income Analysis (Consolidated) (135KB) ●Assets and Liabilities (Consolidated) (131KB) ●Capital (Non-consolidated) (129KB)
Basel Ⅲ Information
Basel Ⅲ Information	SMFG	●Capital Ratio Information (Consolidated) (467KB) ●Leverage Ratio Information (Consolidated) (122KB) ●Liquidity Coverage Ratio Information (Consolidated) (150KB) ●Indicators for assessing Global Systemically Important Banks (G-SIBs) (136KB)
Financial Data
Financial Data	SMBC	●Financial Highlights (111KB) ●Income Analysis (Consolidated) (136KB) ●Assets and Liabilities (Consolidated) (124KB) ●Income Analysis (Non-consolidated) (168KB) ●Deposits (Non-consolidated) (121KB) ●Loans (Non-consolidated) (163KB) ●Securities (Non-consolidated) (121KB) ●Ratios (Non-consolidated) (122KB) ●Capital (Non-consolidated) (107KB) ●Others (Non-consolidated) (119KB) ●Trust Assets and Liabilities (Non-consolidated) (109KB)
Basel Ⅲ Information
	SMBC	●Capital Ratio Information (Consolidated) (213KB) ●Leverage Ratio Information (Consolidated) (162KB) ●Capital Ratio Information (Non-consolidated) (217KB) ●Liquidity Risk Information (Non-consolidated) (152KB)
	SMFG	●Glossary (116KB)
Compensation
	SMFG	●Compensation (Consolidated) (157KB)
	SMBC	●Compensation (153KB)