2024 Annual Report (FY2023) | Sumitomo Mitsui Financial Group

●Editorial Policy / Contents (103KB)
Management Messages	●A History of Standing Side-by-Side with Customers and Society (284KB) ●Message from Group CEO (571KB) ●Interview with Chairperson of the Nomination Committee (156KB) ●Pursuing Further Growth based on the Foundation Laid by Former Group CEO Ohta (468KB) ●Message from Group CFO (353KB)
Value Creation Story	●SMBC Group's Value Creation Process (237KB) ●Group Structure (84KB) ●Communication with Stakeholders (111KB) ●Financial / Non-Financial Highlights (673KB) ●Round-Table Discussion with Outside Directors (641KB) ●Human Resource Strategies (571KB)
Create Social Value / Pursue Economic Value	●Become a Leading Company in Creating Social Value (204KB) ●The Vision We Seek through Creation of Social Value (1,829KB) Strategies of Business Units ●Retail Business Unit（430KB） ●Wholesale Business Unit（284KB） ●Global Business Unit（516KB） ●Global Markets Business Unit（308KB） ●Creating Social Value through Digital (671KB) Special Content ●Special Content 1 Multi-Franchise Strategy（1,399KB） ●Special Content 2 Evolving Olive（424KB） ●Special Content 3 Well-Timed Capital Funding（483KB） ●Aiming to Make the Leap to Asset Management Solutions Provider (294KB)
Rebuild Corporate Infrastructure	●Corporate Governance (1,130KB) ●Risk Management (274KB) ●Compliance (154KB) ●Customer-Oriented Initiatives (266KB) ●Response to Administrative Actions and Efforts to Prevent Recurrence (92KB) ●IT Governance (193KB) ●Cybersecurity (101KB) ●Internal Audit (115KB) ●Sustainability information (328KB) ●Financial Review (142KB)

Appendix Ⅰ

●Contents (77KB)
●Group Companies (265KB)
●Risk Management (270KB)
●Internal Reporting Systems and Hotline for Inappropriate Accounting and Auditing Activities (57KB)
●Basic Policy for Customer-Oriented Business Conduct (67KB)
●Support for Mid-Sized Corporations and SMEs, Vitalization of Local Regions in Japan (73KB)
●Employees (85KB)
●Main Work-Life Balance Support System (47KB)
Corporate Data
	Sumitomo Mitsui Financial Group, Inc.	●Directors and Executive Officers (90KB) ●Sumitomo Mitsui Financial Group Organization (54KB)
	Sumitomo Mitsui Banking Corporation	●Board of Directors, Directors, Members of the Audit and Supervisory Committee and Executive Officers (94KB) ●SMBC Organization (80KB)
	●Principal Subsidiaries and Affiliates / Principal Domestic Subsidiaries (75KB) ●Principal Overseas Subsidiaries (83KB) ●Principal Affiliates (48KB) ●International Directory (355KB)

Appendix II

●Contents (92KB)
Financial Data(※)
	Sumitomo Mitsui Financial Group	●Financial Highlights (129KB)
Basel Ⅲ Information
	Sumitomo Mitsui Financial Group	●Capital Ratio and Leverage Ratio Information (Consolidated) (1,247KB) ●Countercyclical buffer requirement by country or region (124KB) ●Indicators for assessing Global Systemically Important Banks (G-SIBs) (157KB) ●TLAC information (177KB) ●Liquidity Coverage Ratio Information (Consolidated) (142KB) ●Net Stable Funding Ratio Information (Consolidated) (145KB)
Financial Data(※)
	SMBC	●Financial Highlights (120KB)
Basel Ⅲ Information
	SMBC	●Capital Ratio and Leverage Ratio Information (Consolidated) (269KB) ●Liquidity Coverage Ratio Information (Consolidated) (142KB) ●Net Stable Funding Ratio Information (Consolidated) (144KB) ●Capital Ratio and Leverage Ratio Information (Non-consolidated) (256KB) ●Liquidity Coverage Ratio Information (Nonconsolidated) (143KB) ●Net Stable Funding Ratio Information (Nonconsolidated) (144KB)
	Sumitomo Mitsui Financial Group	●Glossary (108KB)
Compensation	Sumitomo Mitsui Financial Group	●Compensation (Consolidated) (174KB)
	SMBC	●Compensation (193KB)

(※) Financial Data excerpt from Securities Report

Sumitomo Mitsui Financial Group

Consolidated Financial Statements (832KB)

Income Analysis (Consolidated) (425KB)

Assets and Liabilities (Consolidated) (231KB)

Capital (Non-consolidated) (183KB)

Sumitomo Mitsui Banking Corporation

Consolidated Financial Statements (2,092KB)

(※) Due to errors in certain disclosures related to operating lease transactions, the consolidated financial statements of SMFG and SMBC are presented in their corrected versions.