SMBC GROUP
INTEGRATED REPORT 2026

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Message from Group CEO Aspire to Reach Even Greater Heights Toru Nakashima Director President and Group CEO

Business Strategy

Message from Group CFO Kazuyuki Anchi Group CFO & CSO Director Senior Managing Executive Officer
Roundtable Discussion with Outside Directors
Retail Business Unit Akio Uemura Senior Managing Executive Officer Head of Retail Business Unit
Wholesale Business Unit Yukihiro Mabuchi Fumihiko Ito Senior Managing Executive Officers Co-Heads of Wholesale Business Unit
Global Business Unit Keiichiro Nakamura Senior Managing Executive Officer Co-Head of Global Business Unit Yoshihiro Hyakutome Deputy President and Executive Officer Co-Head of Global Business Unit
Global Markets Business Unit Arihiro Nagata Senior Managing Executive Officer Head of Global Markets Business Unit

IT Transformation

Message from Group CIO Creating a Spiral of Growth Based on Rapidly Advancing Digital Technology Hideki Takamatsu Senior Managing Executive Officer Group CIO

Key Strategic Areas Interviews

Digital Platform Spurring Fresh Innovation to Asset Management in the Digital Age —
Domestic Wholesale Advancing Customer Value Through Banking–Securities Collaboration in a Transformative Era
Asia Capturing India’s Growth on the Path to Becoming the No.1 Foreign Bank
S&T Business Building an S&T Business Capable of Competing on the Global Stage
Global Transaction Banking Pioneering a New Era of Payments with SMBC Connect

Corporate Infrastructure /
Social Value Creation

Message from Group CRO Natsuhiro Samejima Senior Managing Executive Officer Group CRO
Message from Group CCO Message from Group CCO Teiko Kudo Director Deputy President and Executive Officer Group CCO
Message from Group CAE Message from Group CAE Haruyuki Yoshikawa Senior Managing Executive Officer Group CAE
Human Resource Strategies
Social Value Creation

SMBC GROUP
INTEGRATED
REPORT 2026
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SMBC GROUP INTEGRATED REPORT 2026