2018 Annual Report (FY2017)

●Our Mission (106KB)
●Contents / Editorial Policy (171KB)
About SMBC Group	●History of SMBC Group (78KB) ●Financial Highlights (50KB) ●ESG Highlights (221KB) ●SMBC Group's Value Creation Process (132KB)
To Our Stakeholders	●Message from the Group CEO (237KB) ●Core policies of Medium-Term Management Plan (fiscal 2017–2019) (83KB) ●Message from the Group CFO (197KB) ●Our New Group Brand Strategy (683KB)
Business Strategies for Creating Value	●Group Structure (131KB) ●Retail Business Unit (174KB) ●Wholesale Business Unit (272KB) ●International Business Unit (184KB) ●Global Markets Business Unit (185KB) ●Special Feature: Realization of a Cashless Society (120KB) ●Special Feature: Branch Reorganizations—Transformation into Next-Generation Branches (170KB) ●Special Feature: Support for Ambitions of Start-Ups and Growing Industries (131KB)
Corporate Infrastructure Supporting Value Creation	●Corporate Governance (357KB) ●Outside Director Interview (81KB) ●Sumitomo Mitsui Financial Group Directors (202KB) ●Towards Sustainable Development of Society (316KB) ●Customer-Oriented Initiatives (103KB) ●Internal Audits (53KB) ●Risk Management (108KB) ●Compliance (77KB) ●Human Resources Strategy (443KB) ●Communication with Stakeholders (138KB) ●Financial Review(97KB)
●SMBC Group Supports the Olympic and Paralympic Games Tokyo 2020. - (108KB)

Appendix Ⅰ

●Contents (41KB)
●Group Companies (249KB)
●Risk Management (213KB)
●Internal Reporting Systems and Hotline for Inappropriate Accounting and Auditing Activities (47KB)
●Basic Policy for Customer-Oriented Business Conduct (75KB)
●Support for Mid-Sized Corporations and SMEs, Vitalization of Local Regions in Japan (76KB)
●Employees (97KB)
●Main Work-Life Balance Support System (177KB)
Corporate Data
	Sumitomo Mitsui Financial Group	●Directors and Executive Officers (77KB) ●Sumitomo Mitsui Financial Group Organization (56KB)
	Sumitomo Mitsui Banking Corporation	●Board of Directors, Corporate Auditors and Executive Officers(78KB) ●SMBC Organization(68KB)
	●Principal Domestic Subsidiaries (78KB) ●Principal Overseas Subsidiaries / Principal Affiliates (112KB) ●International Directory (270KB)

Appendix II

●Contents (29KB)
Financial Data
	Sumitomo Mitsui Financial Group	●Financial Highlights (30KB) ●Consolidated Balance Sheets (39KB) ●Consolidated Statements of Income (37KB) ●Consolidated Statements of Comprehensive Income (25KB) ●Consolidated Statements of Changes in Net Assets (48KB) ●Consolidated Statements of Cash Flows (40KB) ●Notes to Consolidated Financial Statements (271KB) ●Independent Auditor’s Report (57KB)
	Sumitomo Mitsui Banking Corporation	●Supplemental Information (61KB)
	Sumitomo Mitsui Financial Group	●Income Analysis (Consolidated) (51KB) ●Assets and Liabilities (Consolidated) (48KB) ●Capital (Non-consolidated) (42KB)
Basel Ⅲ Information
Basel Ⅲ Information	Sumitomo Mitsui Financial Group	●Capital Ratio Information (Consolidated) (342KB) ●Indicators for assessing Global Systemically Important Banks (G-SIBs) (47KB) ●Leverage Ratio Information (Consolidated) (38KB) ●Liquidity Coverage Ratio Information (Consolidated) (137KB)
Financial Data
Financial Data	Sumitomo Mitsui Banking Corporation	●Financial Highlights (33KB) ●Income Analysis (Consolidated) (51KB) ●Assets and Liabilities (Consolidated) (45KB) ●Income Analysis (Non-consolidated) (64KB) ●Deposits (Non-consolidated) (40KB) ●Loans (Non-consolidated) (67KB) ●Securities (Non-consolidated) (37KB) ●Ratios (Non-consolidated) (38KB) ●Capital (Non-consolidated) (29KB) ●Others (Non-consolidated) (38KB) ●Trust Assets and Liabilities (Non-consolidated) (31KB)
Basel Ⅲ Information
	Sumitomo Mitsui Banking Corporation	●Capital Ratio Information (Consolidated) (97KB) ●Leverage Ratio Information (Consolidated) (38KB) ●Liquidity Coverage Ratio Information (Consolidated) (59KB) ●Capital Ratio Information (Non-consolidated) (95KB) ●Liquidity Coverage Ratio Information (Non-consolidated) (78KB)
	Sumitomo Mitsui Financial Group	●Glossary (38KB)
Compensation
	Sumitomo Mitsui Financial Group	●Compensation (69KB)
	Sumitomo Mitsui Banking Corporation	●Compensation (62KB)